House


Hey everyone, it’s Finance Fridays again. Today is going to be a short post about “Time to Refinance?” Time to Refinance? In case you guys don’t know, interest rates have continued to decrease the last few years. This has affected both student loan refinancing and home mortgage refinancing. I don’t plan to refinance my student loans because they’re mostly below 4% anyways. Additionally, I plan to pay them off in the next few years anyways […]

Time to Refinance? #illumedati


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Hey everyone, it’s Whatever Wednesdays again. This is just going to be a short post about my adventures in “Gardening”. Gardening? Yea. So, if you know me, I’m not really into gardening. I can’t really tell the difference between plants and in general I don’t like maintaining my landscape. For this reason I have gardeners and landscapers to do my maintenance for me. However, we recently decided to pull out a planter from our front […]

Gardening #illumedati



Hey everyone, it’s Medicine Mondays again. Today we’re going to talk about the importance of “Staying Lean”. Staying Lean? Yea. I don’t mean lean in terms of body habitus — although that is of course important too. Today I’m talking about staying lean in terms of possessions. Possessions? Yea. I’ve talked about it before, but the path of medicine usually is not a straight line. There are many places where you potentially will make some […]

Staying Lean #illumedati


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Hey everyone, it’s Finance Fridays again. After the roadmap update I wanted to talk about being “Fascinated by FIRE”. Fascinated by FIRE? Yea. It seems like pretty much every other day I get an article that shows up about Financial Independence Retire Early (FIRE). Of course, my wife and my friends get them too. Since they know I’m into this “finance stuff” they usually send them to me. As such, I do my best to […]

Fascinated by FIRE #illumedati



Future Robot
Hey everyone, it’s Whatever Wednesdays again. Today is going to be a fun post about “Predicting the Future”. Predicting the Future? Yea, let’s pretend it’s been 15 years. So it’s 2034. So what’s 2034 like? 2034 means my daughter Kylie is 21 years old and will be starting her senior year in college. Where that is I’m not really sure. My current guess is that she leaves Hawaii and goes to college on the mainland […]

Predicting the Future #illumedati


Hey everyone, it’s Finance Fridays again. Today is just going to be a short post about “Damage Control“. Damage Control? Yea. So, a lot of what I talk about when it comes to finances is having an investment thesis and planning ahead of time, etc. Basically you have an idea of where you want to be for retirement and the steps you need to take to get there. However, as Mike Tyson says: “Everybody has […]

Damage Control #illumedati