Hey everyone, it’s Monday – the day before I start my shift tomorrow. This marks the 3rd week in a row that I’ve kept up with blogging. Baby steps… 2021? Yea, today’s post is just some introspection on my goals for 2021. 2020 was a rough year and so far, 2021 hasn’t seemed much better. That said, I am still cautiously optimistic. Coronavirus It would be impossible to comment on the 2020 (and now 2021) […]

2021 – The Year of Optimism?

Hey everyone, this post was supposed to be on Friday, but I’m still trying to get back into the swing of things with posting again. Also, my wife recently celebrated her birthday so we went out for a nice dinner on Friday night. Long story short, this post is today instead of Friday. Baby steps. Mr. and Mrs. Fix-It? Yea, this is just kind of a short, fun side story in the adventure that is […]

Mr. and Mrs. Fix-It #illumedati

Oahu Real Estate
Hey everyone, it’s Finance Fridays again. Today I’m just going to talk about “What’s the Deal with Real Estate?” What’s the Deal with Real Estate? Whenever people talk about “where to put their money” the usual echo’d answer is “Just buy real estate”. They may even throw in this quote: “Buy land, they’re not making it anymore.” – Mark Twain They will extol the virtues of passive income and downplay any issues they may have […]

What’s the Deal with Real Estate? #illumedati

Hey everyone, it’s Finance Fridays again. Today I’m going to ponder what to do if someone was “Inheriting a House“. Inheriting a House First things first: I’m not inheriting a house. The reason I’m writing this blog post is because a friend of mine inherited a house along with siblings. He talked to me a little about it. Since I wanted to learn more, I started doing some research into it. There is a ton […]

Inheriting a House #illumedati

Hey everyone, it’s Whatever Wednesdays again. Today is just a short post about where I am with “More Home Improvement”. More Home Improvement? Yea, I’ve written about it before, but recently I’ve taken to get my lanai (deck) renovated. It’s taken a little longer than expected, and also has required additional work. However, both of these things were in my realm of expectations. Estimates are only estimates. However, I am confident that the lanai will […]

More Home Improvement #illumedati

Hey everyone, it’s Finance Fridays again. Today is going to be a short post about “Time to Refinance?” Time to Refinance? In case you guys don’t know, interest rates have continued to decrease the last few years. This has affected both student loan refinancing and home mortgage refinancing. I don’t plan to refinance my student loans because they’re mostly below 4% anyways. Additionally, I plan to pay them off in the next few years anyways […]

Time to Refinance? #illumedati