Finance Fridays


Oahu Real Estate
Hey everyone, it’s Finance Fridays again. Today I’m just going to talk about “What’s the Deal with Real Estate?” What’s the Deal with Real Estate? Whenever people talk about “where to put their money” the usual echo’d answer is “Just buy real estate”. They may even throw in this quote: “Buy land, they’re not making it anymore.” – Mark Twain They will extol the virtues of passive income and downplay any issues they may have […]

What’s the Deal with Real Estate? #illumedati   Recently updated !


Starting from The End
Hey everyone, it’s Finance Fridays again. Today is just a short post to plant a flag in the ground and say “It Begins”. It Begins – My Attack on Student Loans Yea. My wife and I have been paying our loans on the normal repayment plan since we finished fellowships in 2013. Somehow it’s already been 6 years. My original plan was to pay off our loans within 5 years of coming out of residency. […]

It Begins – My Attack on Student Loans #illumedati #medtwitter



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Hey everyone, it’s Finance Fridays again. Today is just a short post about “The Perils of AutoPay”. The Perils of AutoPay? Yea. First things first. I am a big fan of making as many things as I can in my life “automatic”. If it’s something that I will need to pay and keep paying, it’s probably on autopay. Concrete examples of this would be things like mortgage payments and student loan repayments. Also in this […]

The Perils of AutoPay #illumedati


Hey everyone, it’s Finance Fridays again. Today is just going to be a short post about highlighting the “2020 Changes” regarding retirement contributions and taxes. 2020 Changes First things first, you can read all about it direct from the IRS: Retirement Contributions 2020 Taxes (44 pages!) However, I will try to break down what I think is important as simply as possible. 401k/403b/457 Contributions 401k/403b/457 contributions will increase from $19,000 in 2019 to $19,500. Catch-up […]

2020 Changes #illumedati



Hey everyone, it’s Finance Fridays again. Today I’m going to ponder what to do if someone was “Inheriting a House“. Inheriting a House First things first: I’m not inheriting a house. The reason I’m writing this blog post is because a friend of mine inherited a house along with siblings. He talked to me a little about it. Since I wanted to learn more, I started doing some research into it. There is a ton […]

Inheriting a House #illumedati


Wealth Lost in 3 Generations 8
Hey everyone, it’s Finance Fridays again. I’m going to discuss the proverb of “Wealth Lost in 3 Generations” and how I’m going to battle against it. Wealth Lost in 3 Generations? Yea. It’s actually quite interesting. This proverb actually exists in multiple different cultures: “Shirtsleeves to shirtsleeves in three generations.” In Japan, the expression goes, “Rice paddies to rice paddies in three generations.” The Scottish say “The father buys, the son builds, the grandchild sells, […]

Wealth Lost in 3 Generations #illumedati #wealth