The primer for this post is here: Retiring Early We’re going to go through some of the math you need to understand in order to retire early. Let’s start with this: How much money do you need a year during your retirement to last from 55 until ~ 90? (from my prior post) Is it 60k? Then you need ~$2 million. Is it 80k? Then you need between $2.5 million to $2.75 million. Is it […]
Finance Fridays
Ok, we’ve gone through a bunch of the finance, investing and retirement topics in my prior posts. We now have enough information to start talking about how to plan for your own retirement. If you haven’t read them yet, I would advise you to go through the Finance Fridays posts and read most, if not all of them before reading this post. It’s a lot of reading, but really you need that background in order […]
Retiring Early
In my previous posts in this series, I talked about Portfolio Types, TIPS and REITs, and Approximating a Portfolio. Now that we have discussed different types of Asset Allocation and you know about Talking the Talk I want to discuss a more advanced portfolio. This is the Coffeehouse Portfolio, created by Bill Schultheis, also known as The Coffeehouse Investor. Amazon Link (I have no financial relationship with Bill Schultheis or Amazon.) What is a Coffeehouse Portfolio? One of the […]
Coffeehouse Portfolio
So in my last post, TIPS and REITs I discussed a few alternate portfolio options. I then went on to discuss how because I am part of Thrift Savings Plan, there is no exact approximation for my portfolio of choice which is Taylor Larimore’s Three Fund Lazy Portfolio. However, not everyone will have access to these exact funds. In fact, I would guess the majority of you won’t have these exact funds available to you in […]
Approximating a Portfolio
In my prior post about Portfolio Types, I discussed some popular “lazy portfolios”. However, a few of the portfolios used TIPS and REITs. I wanted to take the time to explain what those are today. Should be a short post today. What is a TIPS? TIPS is an acronym which stands for: Treasury Inflation Protected Securities Essentially, they occupy the same risk class as bonds, but with a few advantages and disadvantages. The major difference is […]
TIPS and REITs
Hi guys, today will be a short post about Portfolio Types. Today I’m going to focus on “Lazy Portfolios” which are popularized by Bogleheads. I am pretty much cutting and pasting this from the Bogleheads wiki, but I will clean up this post to make it look better later, with my commentary. Today is school field trip day with my daughter so I just wanted to get this posted before I take her to the […]