Monthly Archives: August 2019


Hey everyone, it’s Finance Fridays again. Today is going to be a short post about “Time to Refinance?” Time to Refinance? In case you guys don’t know, interest rates have continued to decrease the last few years. This has affected both student loan refinancing and home mortgage refinancing. I don’t plan to refinance my student loans because they’re mostly below 4% anyways. Additionally, I plan to pay them off in the next few years anyways […]

Time to Refinance? #illumedati


Hey everyone, it’s Whatever Wednesdays again. Today is just a short post about “Kids and Reading”. Or more specifically, my kids and reading. Kids and Reading So I’ve talked about it before, but it’s important to me for instill the love of reading into my children. I don’t really care too much about being the first to read — but the love of reading is important. Kylie is in 1st grade now and she likes […]

Kids and Reading #illumedati



Hey everyone, it’s Medicine Mondays… for some reason my hosting service is being slow, so I’m trying to write a short post before it times out again. I just wanted everyone to consider this question: What would you do if you didn’t go to medical school? The opportunity cost of 4 years of medical school and 3+ years of training (6 for me). What would you have done with that decade of your life? How […]

Prelude to Next Week #illumedati


Hey everyone, it’s Whatever Wednesdays again. Today is going to be a short post about “The Importance of Walks”. The Importance of Walks? Yea. I don’t technically mean like “taking a walk” around the park or your neighborhood. What I mean refers to baseball originally, but can be expanded upon to include more of life in general. I know it doesn’t make sense right now, but give me a few minutes. So yesterday the Dodgers […]

The Importance of Walks #illumedati



Hey everyone, it’s Medicine Mondays and I’m “Out of Commission”. Basically, all of the sudden yesterday my back started aching mid-way through my shift. I didn’t think too much of it so I got up and walked around a bit, but the ache didn’t go away and got progressively worse through the night. By the end of my shift it was just straight up back pain. I managed to get through my shift but trying […]

Out of Commission #illumedati


Extra Money
Hey everyone, it’s Finance Fridays again. Today we’re going to ponder the question “Am I Undervaluing Our Pensions?” Am I Undervaluing Our Pensions? Well, the short answer is: Yes. However, let’s delve into the longer answer of: Yes, because However, before we go there, I think you should read my previous post about How To Value a Pension to gain an understanding of where I’m coming from. The take home point from that post is […]

Am I Undervaluing Our Pensions? #illumedati