Attending


Falling Off the Wagon
Hey everyone, it’s Finance Fridays today. Today I’m going to do some introspection and talk about “Falling Off the Wagon“. So, you may recall a few months ago I did a post called “Trimming the Fat“. It was mostly based around cutting out extra stuff I didn’t need in order to keep my budget efficient. Additionally, it had the added benefit of allowing me to exercise my Value Cost Ratio more. I was able to stick […]

Falling Off the Wagon #illumedati


iPhone X 1
Hey everyone, it’s Whatever Wednesdays again. It’s been awhile since I did my impressions of the iPhone X, back in mid September. Well, the pre-order happened and I managed to snag 2, one for my wife and one for me. And now, it’s time for Average Joe’s Final iPhone X Review. First things first: I don’t want people to think I can just blow $1150 on a phone (twice!) whenever I feel like it. This […]

Average Joe’s Final iPhone X Review #illumedati



My Little Ones
Hey everyone, it’s Finance Fridays again. This post today isn’t necessarily related to Finance Fridays, however, I felt it was at least circumferentially related, as I’ll explain. Today we’re going to talk about “Starting a Family.” Starting a Family? Yea. So here’s the background story: I was talking to someone recently who just finished fellowship in neuroradiology. He moved back home where his family was and started a new job. Currently, he was just crashing at […]

Starting a Family #illumedati


33 Percent
Hi everyone, it’s Whatever Wednesdays and I’m still kind of sick. However, it’s not “stay in bed all day” kind of sick. It’s more of a sniffly-sneezy mope around home all day kind of sick.  So today I’m going to talk about something called “The 33% Concept“. [I’m sorry guys, for some reason, this post didn’t go at its scheduled time, so I am manually posting it now.] What is “The 33% Concept”? Well, there are […]

The 33% Concept #illumedati



Flexibility
Hey everyone, it’s Finance Fridays again. Last week I talked about Risk and Responsibilities, but today I’m going to talk about something some what related “Financial Flexibility”. This should be a short post. Financial Flexibility? Yea. What do you mean? First a little background: I kind of put things into a few different categories when it comes to finance. Necessities Food Water Shelter Priorities Student Loans 403b/401k/457 Backdoor Roth IRA +/- 529 Flexible Basically, this […]

Financial Flexibility #illumedati


Risk and Responsibilities 1
Hey everyone, it’s Finance Fridays again. We’re going to make a slight departure from the more recent posts and talk about a relatively simple concept, but is worth clarifying and understanding. Today we’re going to talk about Risk and Responsibilities. Risk and Responsibilities As you might expect, Risk and Responsibilities share an inverse relationship, while not begin mutually exclusive from one another. In general, the more responsibilities you have, the lower the level of risk […]

Risk and Responsibilities #illumedati