Hey everyone, it’s Finance Fridays again. Today is going to be a short post about “Time to Refinance?” Time to Refinance? In case you guys don’t know, interest rates have continued to decrease the last few years. This has affected both student loan refinancing and home mortgage refinancing. I don’t plan to refinance my student loans because they’re mostly below 4% anyways. Additionally, I plan to pay them off in the next few years anyways […]