Finance Fridays


Hey everyone, it’s Finance Fridays again. It’s that time again… today I’m going to talk about “Trimming the Fat (Again)“. Trimming the Fat (Again) If you haven’t already, you should probably read my prior posts: Trimming the Fat Falling Off the Wagon It’s the Little Things So, my confession is: I’ve been buying Starbucks pretty much every day since falling off the wagon earlier this year. I was doing so so well for awhile, but […]

Trimming the Fat (Again) #illumedati   Recently updated !


Hey everyone, it’s Finance Fridays again. I’ve talked about the Windfall Management Exercise recently and about Retiring Early before. Today let’s ponder “What if I retired today?” Is this another “Finance Exercise”? Yes. Kind of like the Windfall Management Exercise, this “What if I retired today?” is another exercise, just to kind of test your mindset. Here is the beginning of your retirement story: It’s July 13, 2018, you’ve received word that you now have […]

What if I retired today? #illumedati



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Hey everyone, it’s Finance Fridays again. There was a recent blog post from White Coat Investor titled “How to Live on $350k in Hawaii“. PhysicianOnFire (PoF) tagged me in it and I promised to give my perspective on it. So today let’s talk about “Being a Doctor in Hawaii” Being a Doctor in Hawaii Edit: This post is 2350+ words, so pour some coffee and take your time. Before we begin, I’d recommend going over […]

Being a Doctor in Hawaii #illumedati




Hey everyone, it’s Finance Fridays again. This is a little off-topic, but today is going to be a short post that sometimes “It’s the Little Things” that matter. It’s the Little Things? Yea. In general, I talk about Value Cost Ratio and how I value Experience over Things. However, today I wanted to talk about perspective when it comes to being a consumer. For example, if you want to buy lunch you can go grab a […]

It’s the Little Things #illumedati


Hey everyone, it’s Finance Fridays again. Last week we talked about “different numbers” for “different Walters”. Today I want to discuss “How Much is Too Much?” How Much is Too Much? This question is mostly centered around retirement. As you know, my “number” currently would be considered especially high by some. For example, the friend of mine who needed $4 million, clarified to me that he only needed $4 million in all assets, which I […]

How Much is Too Much? #illumedati