Finance Fridays


Hey everyone, it’s Finance Fridays again. This is a little off-topic, but today is going to be a short post that sometimes “It’s the Little Things” that matter. It’s the Little Things? Yea. In general, I talk about Value Cost Ratio and how I value Experience over Things. However, today I wanted to talk about perspective when it comes to being a consumer. For example, if you want to buy lunch you can go grab a […]

It’s the Little Things #illumedati


Hey everyone, it’s Finance Fridays again. Last week we talked about “different numbers” for “different Walters”. Today I want to discuss “How Much is Too Much?” How Much is Too Much? This question is mostly centered around retirement. As you know, my “number” currently would be considered especially high by some. For example, the friend of mine who needed $4 million, clarified to me that he only needed $4 million in all assets, which I […]

How Much is Too Much? #illumedati



Different Numbers for Different People 2
Hey everyone, it’s Finance Fridays again. Some of you may have read my What is “Your Number” post I wrote awhile back. Today I want to kind of reflect on “Different Numbers for Different People“. Different Numbers for Different People This is kind of my version of “different strokes for different folks” when it comes to retirement. If we look back at my other post What is “Your Number” and add in my more recent post […]

Different Numbers for Different People #illumedati


Hey everyone, it’s Finance Fridays… but I forgot to write this post on Friday — so here it is — on Saturday. Sorry about that. Anyways, let’s do a “Windfall Management Exercise”. Windfall Management Exercise? Yea. I’ve talked about windfalls before in some previous posts. A windfall is defined as: 1: something (such as a tree or fruit) blown down by the wind 2: an unexpected, unearned, or sudden gain or advantage from Merriam Webster In this […]

Windfall Management Exercise #illumedati



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Hey everyone, it’s Finance Fridays again. I’ve talked about this before, but I think it’s worth looking at again. Today we’re going to answer the question “Should I use a Roth 401k?” Should I use a Roth 401k? I’ve talked about this before, and in general, I think the best (and only) time to use a Roth 401k is when you are in residency. You can read about it here: Roth 401k/403b in Residency Roth […]

Should I use a Roth 401k? #illumedati


Hey everyone, it’s Finance Fridays. As you may know, I’m a big proponent of buying a car used. However, today, I’m going to look at an alternative I will likely never do, but can try to explain the reasoning for… “The Case for Leasing a Car“. The Case for Leasing a Car Like I said before, this is something I will likely never do, but I want to explain that it may make sense in […]

The Case for Leasing a Car #illumedati