So uh, I haven’t updated this in a LOOOOONGGGGGG time. My last post was this one, from April 19, 2021. Prior to that post was a short post on April 14, 2021 apologizing for not posting. So yea, it seems time has gotten away from me a bit eh?
Anyways, here are the update(s).
I moved back to California to be closer to family, which has been great. However, I still work the same job but am now 100% telework. Job is the same as always although we’ve had a few people come and go over the last few years. No real huge changes for me.
My wife left her job in Hawaii and has been in the process of starting her own practice now for the last few months or so. She has been doing marketing and networking and learning the ropes. Recently, she has been ramping up with new patients and we hope to see some stable income soon.
In other news, we bought a house which is too expensive at a higher interest rate than our last house… which was basically not a great idea. We are significantly overextended and for now the house is mostly empty, only filled with things from the apartment we were at for the last year or so. That said, it was something the family needed for stability and we wanted to lock in a good public school for the kids. In that sense, we consider it an investment.
This brings me to the next update. The kids are doing fine and have adapted to California life pretty well. They like their schools and are doing well both academically and socially. Once again, California was kind of a long term plan because we are hoping the kids opt to stay in the UC system which would save us (and them) a ton of money for college.
Long story short, we’re kind of “starting over” again and need to be money conscious. 2025 will be a year of “transition” and I am hopeful that 2026 will usher in some stability… but we’ll see.
Most of the posts on this blog are now woefully out of date, but I will try my best to update some of them in next few weeks/months. I want to start writing again, so expect some updates on Backdoor Roth IRAs, Thrift Savings Plan, and other stuff I know about. There is a possibility that we will see a lot of changes this year as well since Trump was elected. That may shake some things up in regards to inflation, interest rates, mortgage rates, and even Crypto.
Before I forget, if you’re a federal employee, make sure you change your contribution to $904 before December 14, 2024 in order to be track to maximize your contribution for 2025.
That’s it for this post. This was mostly just to say I’m still around and will try to be better and do better. So, if anyone still reads this blog, drop a comment and say hi and tell me what you want to hear about.
Sensei