Student Loans


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Hey guys, It’s Finance Fridays again, and I’m here to talk about the “Pay Yourself First” concept. This should be a relatively short post, but still very important. Stock Photo from: Pexels What do you mean “pay yourself first”? This is actually a concept in most, if not all retirement books/articles. Essentially, when you receive your paycheck, before spending even a penny of it on anything else, you set aside money for your saving/retirement. If you already […]

Pay Yourself First #illumedati


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Hey guys, it’s Medicine Mondays again. Remember my previous post “I’m Leaving Medicine”? Well, I recently caught up with the friend of mine who was/is planning to leave medicine, hence the title: Let’s Talk About Leaving Medicine. Stock Photo from: Pexels Slight edit: 3-20-2017 @ ~ 5:45 pm PST, fixed some small calculation errors. So like I was saying, I was just talking to my friend and he linked me this article: Retired at 37: […]

Let’s Talk About Leaving Medicine #illumedati



Happy Halloween Everyone! Please be safe out there. After you’ve had your fill of trick or treats, click here for something really scary. Stock Photo From: Pixabay And… just for laughs: Happy Halloween! #medtwitter #illumedati pic.twitter.com/yYs0XmzQUi — Senior Resident, MD (@ResidentSensei) November 1, 2016   -Sensei Questions, Comments and Suggestions are welcome. You don’t need to fill out your email address, just write your name or nickname.

Happy Halloween 2016! #illumedati


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In my previous two posts, Retiring Early and How To Retire Early, I went through my approach to retiring early. However, this is a case of “Do as I say, not as I do”. While I advise/advocate for planning to retire early, I am not necessarily doing it. In the comments of Retiring Early, TheHappyPhilosopher states: “I contend it is stupidly easy for a physician to retire at age 55, and the only reason one shouldn’t […]

Early Retirement is Easy?



This is copied from my recent Quora answer. I am 25 and applying to a pre med program in the Caribbean, I’ve never taken any medical college courses before, should I take a couple at a local CC? First things first. I am a graduate from a Caribbean Medical School, so I am somewhat qualified to answer this question. That link which will take you to my blog post on the subject as a primer […]

Caribbean Medical Schools Part Two


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So when people talk about finance, investment, retirement, etc. they always just throw 3 numbers at you (529 – College Savings Plan is one of them). “I maxed my 401k, but need to rebalance my 403b. Then I need to contribute some more to my 457b. I also need to set up that 529 for my kids.” These three numbers refer to the Internal Revenue Code subsection. So they sound scary, but they’re really not, it’s all related […]

What is a 529?