Finance


Hey everyone, it’s Finance Fridays again. Today I’m going to talk about a concept that people seem to understand intuitively as common sense, but I will try to flesh out… it’s the “Pay Now or Pay Later” concept. Pay Now or Pay Later? Yea. It’s kind of a companion post to my prior post of: Buy the Best Versus Buy Cheap So, let me first give you some background from when I was a kid: […]

Pay Now or Pay Later #illumedati   Recently updated !


Hey everyone, it’s Finance Fridays again. Today will be a short post about “Revisiting the Roth 401k”. Revisiting the Roth 401k? Yea. I’ve talked about it before multiple times, but in general, there aren’t that many instances (for doctors) that using a Roth 401k makes sense. One of the times that it makes a lot of sense is when you’re a resident. However, I’ve discussed some other times when you can consider utilizing a Roth […]

Revisiting the Roth 401k #illumedati   Recently updated !



Hey everyone, it’s Finance Fridays again. Today is more of just a stream-of-consciousness post and a reminder to you (and me) about “Taking a Step Back“. Taking a Step Back? Yea. In my past few posts, I’ve talked a bit about my Home Improvement projects… and the more I plan, the more things that seem to come up. Seeing as how currently I have two teams at my house working on renovating my deck/lanai and […]

Taking a Step Back #illumedati


Hey everyone, it’s Finance Fridays again. Today is just going to be a short post on something I learned of recently. We’re going to talk about “Home Improvement Tax Benefits”. Home Improvement Tax Benefits As I’ve stated before, recently my own home is undergoing some renovations. Like all things in Hawaii, it doesn’t come cheap — and it’s also important to understand that you get what you pay for. I subscribe to the “do it […]

Home Improvement Tax Benefits #illumedati



Hey everyone, it’s Finance Fridays again. Today we’re going to talk a little about “Changing Course”. Changing Course? Yea… this post doesn’t really pertain to me specifically, since I’m still hoping to stay on track for The 20 Year Career. However, this is more to illustrate that it’s important to be flexible and aware of what you want out of life. So I have a good friend that shares similar financial goals as me. We […]

Changing Course #illumedati


529s and the New Tax Law 2018
Hey everyone, it’s Finance Fridays again. This is just a reminder that “Tax Day Comes”. Tax Day Comes If you haven’t already done your taxes, they’re due by April 15, 2019, unless you’ve filed an extension. However, if you’ve already filed your taxes, like I did mine then you might have a few dollars extra sitting in your bank from a tax refund. I’ve talked about getting a Tax Refund before. I’d recommend you revisit […]

Tax Day Comes #illumedati