Finance Fridays


Hey everyone, it’s Finance Fridays again and this is going to be a short post today (I think). Today I’m going to discuss “Lifestyle Creep“. Lifestyle Creep By the way, that picture is only kind of related. I just kind of searched for “hiding” and this picture came up. I think it illustrates the idea of “creep” with a harmless looking squirrel “creeping up” on you from the front of their toy train. It made […]

Lifestyle Creep #illumedati


Hey everyone, it’s Finance Fridays again. Recently, I’ve been considering cutting down my emergency fund. So today I’m going to talk about “Do I really need an Emergency Fund?” Do I really need an Emergency Fund? Conventional wisdom is that your emergency fund should consist of 3-6 months of “fixed expenses”. For example, a mortgage payment, loan repayment, food/water, etc. Basically, it should be enough to keep the household running for a certain period of […]

Do I really need an Emergency Fund? #illumedati



Hey everyone, it’s Finance Fridays again. I don’t have all that much talk about today. However, when it comes to Finance Fridays and The Philosophy, I wanted to tackle a common problem: “Boredom”. ***Oops, apparently I posted this early on 4/12/2018 instead of 4/13/2018. Oh well! Boredom The hardest thing about The Philosophy is that it’s so boring. I think that people kind of understand when you explain the concept of passive investing to them. […]

Boredom #illumedati


Hey everyone, it’s Finance Fridays again… and this post is so late, it’s almost Saturday, or it’s already Saturday for your East Coasters. Nonetheless, I wanted to talk a little about What is “Your Number”? What is “Your Number”? Today I had lunch with a couple of my friends. For those interested, we went to an All-You-Can-Eat Korean BBQ place. Also, just so we’re clear — I ate more than them.  😛 We discussed the […]

What is “Your Number”? #illumedati



Hey everyone, it’s Finance Fridays again. Tax day is coming closer and I think some have already received their Tax Refund. Now, what should you do with your refund? Tax Refund For some of you, you may owe some taxes. However, for some of you, you may be getting a refund. I’ve talked about Taxes a good amount before: Taxes Taxes and Tax Withholding What is a 1031 Exchange? Taxable Accounts Being Tax Efficient **529s […]

Tax Refund #illumedati